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Available Options After HDB Mop

Most property owners look for options to upgrade their property without stress based on their genuine needs and requirements. With the MOP fulfilled property that you have the best service provider consider to upgrade for better lifestyle, bigger space or for certain future needs.

Valuation is an art more than a science. It is crucial to know how much your units (EC/HDB) can fetch in the current market. All vital factors play a crucial part towards valuation such as home renovation, state of the house, facing, level, past price trend etc.

It is true that many issues revolve around housing and housing topics are always at the top of the mind for most people. MOP owners can easily plan & restructure their property portfolio and get the best profit from it. It is so because of the demand for MOP units is high and one can easily get the best out of their house.

There are many people who have concerns on their upgrade options from their current HDB which has fulfilled MOP within few years. Possible options to consider for better lifestyle, bigger space or for certain future needs are crucial.

Upgrade HDB to Condo in SG with the help of professional. He or she can help you get empowered by knowing the market at your fingertips and get equipped with knowledge to avoid some pitfalls so as you could make well informed decision. Actually all owners of HDB flats must meet a minimum occupation period (MOP) of 5 years before the flat can be sold. The MOP starts counting from the day of key collection to the day it is sold. Though, it does not include the period when owners are an overseas posting and not able to physically stay in their units.

Options after HDB MOP

Continue Staying at Current HDB Flat

Generally, most people prefer to stay in a location surrounded with amenities and good transport connectivity.

Rent Out Entire Flat

Though HDB flats are meant to be homes for the owners and their families, Singapore Citizens often prefer to rent out the entire HDB flat at MOP, particularly, when there is alternative place to stay.

Sell and Upgrade to Another HDB Flats

It is common that family size grows over time from the day we booked our HDB flats. Many HDB owners will seek to upgrade to a bigger HDB flat to provide more space for our children or to get a flat that provide amenities at the doorstep to enhance our lifestyles.

Sell HDB Flat and Upgrade to Private Residential Property

There are many HDB owners who aspire to upgrade to private residential which is more exclusive and have facilities within to convenient their family members.

After its MOP, a private residential property can be owned or rented. Upgrading to a bigger HDB flat, executive condominium or private residential when HDB flats fulfill its MOP based on individual’s aspirations and financial positions.


We understand that financial planning can be a daunting task, and we're here to simplify it for you speak with JJ wong.

If you have a plan in mind but not sure if it works well – do share with me or let me know.

I will do my best to assist you to make sure you look at your plan from multiple angles and ensure you have a very clear picture on what’s going on.

Drop me a HI! in whatsapp and share with me your top most concern in the property upgrading journey.


JJ Wong is the founder of and has been a Property Wealth Planner in the real estate market for the past 6 years. He has helped many clients achieve their aspirations with the right financial planning and sound timeline planning. He is the man behind upgrading case studies of those who are holding on property under 10 years.

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